At Kennedy Nemier we want you to have the answers you need so that you can make an informed decision regarding your choice of coverage. We realize that everyone has different needs and we want to help you find a solution that is tailored for you. 

We will continue to update this page as new information becomes available. We are here to help!

One important thing for you to do is to enroll in your companies online customer portal. This will ease the process when it comes to submitting your State of Michigan coverage forms. Use the links below to set this up. 

Below we have provided links to important information regarding the upcoming auto insurance reform.

Major coverage change summary:

Michigan No-Fault

Auto Reform Forms:

Michigan Selection of Personal Injury Protection (PIP) Medical Coverage Form

Michigan Selection of Bodily Injury Liability Coverage Form

State of Michigan Auto Insurance Reform Information:'s Information Summary

Summary of Auto Reform Bill

Medicare and No-Fault Auto Insurance

Company Specific Information:


Pioneer State Mutual

Frankenmuth Insurance