Before You Purchase Commercial Auto Insurance

Top 10 Flood Facts You Need to Know

Did you know that every state in the U.S. experienced some type of flooding or flash flood within the past five years? I didn't! It just goes to show that even homeowners who do not live near a body of water can be exposed to costly and dangerous...

Summer Storm Preparation

It’s been a long winter here in Michigan, one of the coldest in many years. With temperatures greater than 20 degrees below zero multiple times, it seemed it would never end. I woke up this morning to the sound of crashing thunder; quite the...

Top 10 Myths of Auto and Home Insurance

A new survey of 2,000 adults, asking whether 10 insurance related statements were true or false, revealed some interesting insights into common insurance misunderstandings. The Insure.com survey, which all the questions asked were false, found...

Dog Bite Claims, How Does Michigan Rank?

One question we ask on every home insurance fact finder is "are there any dogs or exotic pets?" The exotic pet question is obvious, after all a 20 foot python has a higher risk exposure than fluffy the kitty. But why ask about dogs? Aunt...

Carbon Monoxide Poisoning - The Silent Killer

It’s that time of year when we give gifts and want to help our loved ones to live happier lives. You may have a family member that is impossible to buy for. You know Uncle Charlie, the one you re-gift most of the time. We’ve got a better...

Have A Snow Removal Contractor? Get The Cert!

Often times our clients will ask us how they can be sure their contractors are properly insured. Our answer - “Get the cert!” (short for insurance certificate) As a business owner you have the right insurance in place to cover your...

Why Smart People Have the Right Coverage

The Intelligence of Insurance It’s been said many times in many different ways for those aspiring to be wealthy; “Go where the money is” or “Find out what the wealthy are doing, and then go do it”.  Why do...

Winter Car Survival Tips

Do you remember last winter in Atlanta GA when the 2 inches of snow hit the ground and it turned into chaos? I remember being at the gym and seeing the images on  TV of people abandoning their vehicles. My initial thought was, “good grief...

Top 5 Winter Home Prep Tips

Have you ever noticed your car’s windshield wipers never break on sunny days? Hmmm…. The same seems to be true with our homes. Rarely do the pipes burst in June, I’m pretty certain ice dams in the gutters never occur in July, and...

My Auto Insurance Rates are Too High! What Can I Do?

In these tough economic times, everyone is trying to save money. Since most of us are required by our lenders to have insurance, we want to find the best value possible. The insurance industry is in a state of flux along with the rest of the...